Meet selected loan companies in which there is no payday without BIK databases. Moments at which only the debtors’ database is checked.
As everyone knows, payday loans are easily available and it is almost an ideal way to get extra cash in quick repayment. Provided, however, that we do not have debts that would eliminate us from potential customers such as the negative credit history of BIK.
Just a few years ago, every new company that appeared on the payday market verified its clients only through debtors’ databases. In recent years, however, this situation has changed significantly. Most payday companies, in addition to the verification of debtors’ databases, also check the BIK database in this respect. We are talking here databases of the Credit Information Bureau which, as far as memory is concerned, have not been available for a long time only to banks. Banks have so far had the opportunity to conduct electronic verification of customers in BIK databases. Checking if the client has major delays in repayment of loans. Now also a large part of the payday loan companies have the opportunity to view these databases and very often use this privilege when granting loans.
Companies in which payday loan is available without BIK bases
If you look at the current offers of companies providing payday loans, it must be admitted that the vast majority of them provide loans with verification in BIK databases. At this point, a question arises – in which companies do not verify BIK? Contrary to appearances, such companies providing payday without BIK can still be found, all you need to do is look for it. I decided to find one today and I think that they may prove to be especially helpful if you previously had some adventures with no timely repayment of the loan. All the more so because the information about non-repayment of loan installments can be kept in BIK databases even for 5 years from the beginning of the debt.
FreeDaypay – probably one of the most popular offers in recent times, which is advertised by slogan weekly without BIK. The offer is quite attractive because the company allows you to get a loan without checking the BIK in the amount of up to 5000 PLN and it is already under the first loan. The vast majority of people interested in obtaining extra money can take advantage of the offer of a payday, because the payday is given up to 18 years.
MetLoan – one of the companies in which no payday loan is available without BIK databases, which has been lending successfully for several years. As part of the first loan, we can get a loan of up to PLN 2000 for free. The condition to take advantage of the promotion is a full refund of the loan at a previously agreed date, not exceeding 30 days. With subsequent loans, the payday limit can be increased to PLN 5,000. The main requirement for obtaining a loan in the case of MetLoan is 20 years and no debt recorded in the debtors’ databases.
Manyporfel – probably one of the most interesting offers among all payday loans that are offered in our country. The offer should appeal to especially those who for the first time use the company’s offer because as a new customer they can borrow up to PLN 2,500 for free. The first loan for free can be granted even with a 45-day repayment period. The condition for getting a refund in Manyporfel is 21 years and no information about debts in InfoMonitor, KRD and ERIF.
CashFast – another of the companies in which no time bonuses without BIK databases are available as part of the promotion of a PLN 0 loan. The maximum loan limit at Express Checkout is PLN 1,500, and this limit is available to both new and regular customers of the company. The loan repayment period may be 15 or 30 days depending on our needs. The company’s main requirements for potential customers are over 20 years.
Hillarium – if you are looking for a company in which you get the first loan completely for free, I think that the offer of Hillarium may interest you. By submitting an application for the first loan in Hillarium, you will be able to borrow up to PLN 1,000. If you are interested in obtaining further loans through the company, you will be able to get up to PLN 4,000 with them. A Hillarium client may be a person who is over 20 years of age and who does not have a negative credit history at the Infomonitor Economic Information Office.