A mini loan is a small loan, which you can often request without BKR testing. How much can I borrow with a minimum loan? What are the costs of a mini loan? With a minilening money borrowing with BKR registration is also possible. Where do you close a minilening?
Why a minilening?
A mini loan is useful for closing for a number of reasons. First, you have the money very quickly on your account, sometimes within a few hours. You can even borrow via email, without hassle. Also a minilening is useful, because often no BKR testing takes place or because one looks further than that negative BKR registration. A mini loan is also flexible, because you can even apply for it on Sunday. Furthermore, the minilening is useful, because the maturity is very short, which means that you are quickly off your loan.
Please note: you must be able to pay off the loan on time, so as not to incur unexpected costs.
How can I apply for a mini loan?
You can easily request a minilening, for example by email. No paperwork is required for this, because the rest of the application is done online. Borrowing via email can, for example, be with providers such as Zaloan, Betaaldag.nl and at Cashbob.nl. To apply for a minilening you can compare the conditions of the different providers. So you know well what the differences are between providers of minilining and you can make an informed choice for a minilening provider.
Minilening with BKR registration
Borrowing money with BKR registration can be done with a small loan through a minilening. Many providers of small minilines offer their minilings without BKR testing, so that if you have a negative BKR registration, they can still borrow from them. If BKR is tested, more is looked at, so your loan is not immediately rejected.
Minilening without BKR testing
When you have a BKR registration, it is sometimes very difficult to get a loan anyway. It seems as if no one wants to accept you anymore. Fortunately, you can always apply for that minilening, because BKR testing is often not carried out by providers of minilining.
How much can I borrow at most?
With a minilening you can apply for a maximum loan of € 1000 per loan, depending on the provider. It is usually possible to close several minilines at the same time. As a result, you can borrow a maximum amount of money. There are sometimes a number of conditions attached to concluding multiple loans. This is different for each provider.
Zaloan also offers minilines up to 1500 euros with a term of 62 days. You repay the loan amount with the applicable statutory interest rate currently at Zaloan at 13.99%. So you pay back 1525.11 euros.